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Conveyancing Quotation - For the sale of your property
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The Conveyancing aspect of Buying property
The buyers solicitor/conveyancer will apply for searches from a variety of sources including the local authority, and they will appraise the contract for sale they have received.
The buyers solicitor/conveyancer must be satisfied that the buyer has sufficient funds available to complete the transaction. In order to do this they will request proof of available savings or other funding and if the buyer is borrowing money through a mortgage, the solicitor will need to receive a copy of the formal mortgage offer.
If there are items in the contract for sale that the buyers solicitor/conveyancer is not happy with, they will raise queries with the other seller's solicitor/conveyancer on the buyers behalf.
Once any queries have been resolved, the searches have been received and approved of and proof of funds are verified, both parties will be in a position to exchange contracts.
What does Leasehold mean?
Leasehold means that somebody else has title to the land and that you will therefore have to pay a ground rent and possibly also a service charge to the freeholder (owner of the freehold title). It is normally possible to buy the freehold title at a later date as a separate purchase transaction.
It therefore follows that the valuation of two identical properties, one being leasehold and the other freehold, would result in a lower value being applied to the leasehold property.
It is important to check the length of time remaining on the lease (Commonly the leases would have been originally issued with a 99 year life span). If not much time is remaining on the lease it may be difficult to obtain a mortgage, unless the freehold can also be purchased subsequently.