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Conveyancing Quotation - For the sale of your property
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Can a solicitor help in negative equity situations
Most solicitors are also financially adept and can offer useful advice if you find yourself in a bad financial position due to negative equity in your present home.
A solicitor can negotiate on your behalf with the lender to avoid the prospect of repossession which is an undesired outcome for any mortgage company. In certain circumstances it may be possible to achieve a lower settlement amount on your existing property which may result in the proceeds from the sale being able to meet the outstanding mortgage balance.
What does Commonhold mean?
Commonhold is the term given to the circumstance where you can buy the freehold and own common parts of the building jointly with other persons. This mostly applies to flat occupation/ownership.
No ground rent or service charge would be payable payable but it’s likely that you would have to contribute towards general maintenance and insurance for the common parts of the building. (Stairwell lighting, lift maintenance, gardening etc).