compare cheap conveyancing quotes for mickleover property
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Conveyancing Quotation - For the sale of your property
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What does Leasehold mean?
Leasehold means that somebody else has title to the land and that you will therefore have to pay a ground rent and possibly also a service charge to the freeholder (owner of the freehold title). It is normally possible to buy the freehold title at a later date as a separate purchase transaction.
It therefore follows that the valuation of two identical properties, one being leasehold and the other freehold, would result in a lower value being applied to the leasehold property.
It is important to check the length of time remaining on the lease (Commonly the leases would have been originally issued with a 99 year life span). If not much time is remaining on the lease it may be difficult to obtain a mortgage, unless the freehold can also be purchased subsequently.
Is DIY a good idea?
Is DIY Conveyancing a good idea? To be honest - The answer is NO!
Conveyancing can be an extremely complex process. There are a lot of pitfalls. Unlike estate agency, where you may get away with acting for yourself, conveyancing is a different matter.
Everyone is anxious to save costs at the moment, but the question is this: Is it worth the risk? If something does go wrong, then you're not going to have the insurance in place to cover you. Also, many mortgage companies will only deal with a fully qualified solicitor. And who can blame them?
Are you going to know what to do if things go wrong?